Independent Mortgage Brokers In Sutton Coldfield & Surrounding Areas

High-value mortgage & private client finance, expertly arranged.
For dentists, healthcare professionals, entrepreneurs and high-net-worth clients with complex income.

Who Are Apex Private Finance?

At Apex Private Finance, our approach is built on one simple principle: putting clients first, always.

With over 20 years in financial services and more than 10 years as a mortgage broker, I’ve supported clients from all walks of life — from first-time buyers taking their first step onto the property ladder, to high-net-worth individuals and property investors arranging complex, multi-million-pound facilities.

I founded Apex Private Finance to provide a service that is more than just securing a mortgage. My focus is on listening carefully, understanding each client’s individual circumstances, and building tailored solutions that stand the test of time. For me, success isn’t just about completing a transaction — it’s about creating long-term partnerships based on trust, understanding, and transparency.

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Why CHoose Us

Choosing the right adviser is just as important as choosing the right mortgage. At Apex Private Finance, we combine specialist knowledge, market access, and a personal approach to make complex finance simple, transparent, and tailored to you.

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Expertise with Complex Income
I specialise in helping self-employed clients, company directors, and professionals with multiple income sources. By understanding and presenting your full financial picture, I make complex income simple ensuring lenders see your true affordability.
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Bespoke, Private Client Approach
Every client is unique. I offer a discreet, one-to-one service that focuses on your goals, priorities, and long-term plans delivering tailored advice with the professionalism and confidentiality you’d expect from a private client adviser.
03
Local Expertise, National Reach
Based in the West Midlands with experience across London, Birmingham, and Manchester, I combine local market insight with nationwide lender access offering clients tailored advice wherever they are in the UK.
04
Access Beyond the Mainstream
Through relationships with specialist lenders and private banks, I offer access to bespoke solutions not always available on the high street — helping clients with complex or high-value needs secure the right finance.

Who Do Apex Private Finance Cover?

Apex Private Finance supports a wide range of clients from first-time buyers and homeowners to high-net-worth individuals, property investors, healthcare professionals, and business owners. Whatever your circumstances, advice is always tailored to your goals and financial profile.
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Large Loan Mortgage Brokers In Sutton Coldfield

Large Mortgage loan Brokers in Birmingham – Specialising in high-value and complex lending, Apex Private Finance provides bespoke mortgage advice for clients seeking large loans and private banking solutions. Based in the West Midlands and with experience across London’s prime markets, I help clients structure competitive, discreet, and tailored finance for significant property purchases or portfolio lending.

Mortgages

Residential, buy-to-let, large loans, interest-only and bespoke structures.

High-Net-Worth Lending

Private bank Lending Solutions.

Bridging Finance

Auction, chain-break, light/heavy refurb, short-term liquidity.

Development Finance

Ground-up, conversions, senior/junior/mezzanine structures.

Commercial Finance

Owner-occupied, investment, portfolio refinancing, SPVs.

Dentists

Mortgages for dentists, purchase, remortgage or practice lending.
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Phone Call

Sometimes, one conversation is all it takes to make progress. With a single call, we can discuss your goals, outline your options, and start shaping the right solution for you.
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Mortgage Lenders

With access to over 100 lenders from high-street names to private banks and specialist providers Apex Private Finance can source the right solution for even the most complex or bespoke requirements.
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Independent Advice

As a fully independent and directly authorised firm, Apex Private Finance provides unbiased advice focused solely on your best interests not tied to any bank, network, or panel of lenders.

Book a Confidential Call

Speak directly with an expert who understands complex and high-value lending.

What Our Clients Say

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Frequently Asked Questions

I work with a wide range of clients, including first-time buyers, homeowners, property investors, healthcare professionals, business owners, and high-net-worth individuals. Every client receives tailored advice based on their goals and financial profile.
Apex Private Finance is fully independent and directly authorised by the Financial Conduct Authority (FCA). This means I have access to the whole market — from high-street lenders to private banks and specialist providers — ensuring my advice is unbiased and focused on your best interests.
Yes. I specialise in helping self-employed clients, company directors, and professionals with multiple income sources. I understand how to present your full financial picture to lenders, ensuring your true affordability is recognised.

In most cases, yes — a broker fee may apply depending on the complexity of your case. This will always be discussed clearly upfront, so there are no surprises. Transparency is key to how I work.  Fee’s typically range between £499 – £999.

Timescales vary depending on the lender, property type, and circumstances. On average, a straightforward mortgage can take 2-4 weeks from application to offer.  On certain occasions this can be longer for complex cases.  I’ll keep you updated throughout the process, so you always know where things stand.

Yes. I have strong relationships with private banks and specialist lenders who cater for high-value and complex cases — including loans over £1 million, multi-property portfolios, and bespoke income structures.

Absolutely. I provide tailored advice on life insurance, critical illness cover, income protection, relevant life plans, and private medical insurance. Protection is a key part of safeguarding your financial future.

While I’m based in the West Midlands, I work with clients across the UK — including London, Birmingham, Manchester, Bristol, and other key regions. Meetings can be arranged in person locally in the West Midlands  or online for other area’s.

Make an Enquiry

Whether you’re exploring mortgage options, seeking specialist finance, or simply want expert guidance, I’d be happy to help. Complete the enquiry form or get in touch directly to start the conversation.

Call us

0744 603 3022

Send us an email

ku.oc.ecnanifetavirpxepa@napib

Main location

181 Hill Village Road,Sutton Coldfield,Birmingham,B75 5JQ

Don’t leave it to chance! Speak directly with a specialist today.